About rjoyner

Ric Joyner, CEBS, GBA, CFCI Customer Experience Officer Ric is a founder of eflexgroup.com a national web based TPA for Cafeteria, HRA, HSA, Transit, VEBA and COBRA plans. eflexgroup is a leader in self-service employee benefit systems. eflexgroup was the first TPA in the industry to go “online” in 1999 allowing employees to self-serve 24 hours per day. He has lead the industry with eflex by placing provable customer service statistics, live, on eflexgroup.com Ric is celebrating his 32nd year employee benefits. He helped create TPAs such as TASC and Employee Benefits Corporation in Madison WI. He was a licensed insurance agent for 29 years. The designations Mr. Joyner holds are; Certified Employee Benefits Specialist, Group Benefit Associate, Certified Flexible Compensation Instructor, board approved by ASPA to teach Cafeteria Plan regulations. Ric also has a bachelors of science in Information Technology and MBA (emphasis is project management) and graduated summa cum laude from Capella University with a 4.0. Ric helped found the National Association of Professional Benefit Administrators (NAPBA.org). NAPBA is dedicated to training administrators in best practices and grass roots lobbying. Ric has served in the past as the Wisconsin Association of Health Underwriters State President in 2003. Ric is a frequent speaker and article writer for prestigious associations such as NAHU.org, NAPBA.org, Wisconsin SHRM, Austin SHRM, PACE.org, International Foundation of Employee Benefits, Tampa Bay AHU, WI AHU, Florida AHU, Florida NAIFA and participates on the List Serves (compliance programs for Consumer Driven Products of NAHU and International Foundation of Employee Benefits)
Author Archive | rjoyner

Day 1 HCR Supreme Court–Court Decides to Continue Forward

Supreme Court signals health care case won’t be held up over  technicality Published March 26, 2012 | FoxNews.com Supreme  Court justices signaled Monday that the landmark case over the federal  health care law will probably not be held up over a technicality. That technicality was the focus of the opening round of hearings Monday. The  [...]

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Health Reform Questions – Loss of Grandfathered Status

By Larry Grudzien, JD March 24, 2012 My client currently sponsors a PPO, an HMO and an HDHP. For the next policy year, it wants to eliminate the PPO for cost reasons and transfer all the employees to the remaining two plans it sponsors. Will such elimination affect the grandfathered status of the other two [...]

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ERRP Reimbursement

From the KT Health and Welfare Team: Today, HHS officially published the guidance requiring plan sponsors to use all ERRP reimbursements by December 31, 2014.  http://www.gpo.gov/fdsys/pkg/FR-2012-03-21/pdf/2012-6728.pdf This notice did not change how the proceeds must be used, however.  In general, ERRP requires a sponsor to use ERRP proceeds (1) to reduce the sponsor’s health benefit premiums [...]

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Four hard truths of health care reform

Articles from POLITICO Pro Health care reform:  4 inconvenient truths http://politi.co/FOcgMY HHS spells out contraception options http://politi.co/wSSacm SCOTUS won’t televise health care http://politi.co/yGByRU  

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IRS e-News for Small Businesses

  1.  Expanded penalty relief and installment agreements An expansion of the Fresh Start initiative provides new penalty relief for the unemployed and raises the dollar threshold for streamlined installment agreements. IR-2012-31 has more information. Back to top   2.  Form 1099-K reporting on tax returns for TY 2011 For the 2011 tax year the IRS is not requiring a [...]

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Mar. 16: Healthcare Reform Challenge Hinges On Arguments On Mandates

NAHU Newswire CBO: 20 Million Could Lose Employer-Based Health Insurance As A Result Of ACA. According to a CBO report released Thursday, as many as 20 million Americas could lose employer-based healthcare coverage as a result of President Obama’s healthcare reform law. The Hill (3/16, Pecquet) reports in its “Healthwatch” blog that the CBO says [...]

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