Ex-worker health aid might bridge coverage, but discourage hiring BY DAVID HOGBERG INVESTOR’S BUSINESS DAILY One of America’s strengths is its flexible labor market. It’s generally cheap and easy for companies to let go of staff. That sounds like a raw deal for workers. But unemployment is much lower here than in Europe because businesses [...]
LiveJournal Tags: Benefit statements,total compensation statements,brokers,employers By Ric Joyner, MBA, CEBS, GBA, CFCI I am providing this list from the CEBS list serve. Members asked the question for recommended benefit statement providers, and I am posting their comments. Employee Benefit Communications does total comp statements for all our clients. From design to delivery, they are [...]
Issue Number: IR-2008-118 Inside This Issue WASHINGTON — The Internal Revenue Service today announced cost‑of‑living adjustments applicable to dollar limitations for pension plans and other items for tax year 2009.Section 415 of the Internal Revenue Code provides for dollar limitations on benefits and contributions under qualified retirement plans. It also requires that the Commissioner annually [...]
(used with permission 10-13-08) CDHealthWire from Consumer Driven Market Report © October 13, 2008 Technical Opinion A sudden excess of workers with expensive benefits in the U.S. workforce is combining with historic pressure on corporate profits, leading top-tier benefits consultants to predict as much as a 50% increase in CDH account enrollment in 2009. That [...]
By Ric Joyner and B2B participants Can employers use methods to prevent employees and dependents from having double coverage? Let’s use this example. Assume the employer has a group plan. An agent in NAHU is doing some brainstorming with the HR person and the NAHU agent says, “Have you considered asking employees to leave your health [...]
June 23, 2008 Notice 2008-52 Health Savings Accounts Table of Contents ANNUAL HSA CONTRIBUTION LIMIT HDHP deductible limit on annual HSA contributions repealed Annual HSA contribution limits for 2007 and later years Sum of the monthly contribution limits Full contribution rule The testing period Failure to remain an eligible individual during the testing period Excise [...]
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