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Using "Opt Out" or "Cash in Lieu of" Benefits to save money for employers
By Ric Joyner and B2B participants Can employers use methods to prevent employees and dependents from having double coverage? Let’s use this example. Assume the employer has a group plan. An agent in NAHU is doing some brainstorming with the HR person and the NAHU agent says, “Have you considered asking employees to leave your health [...]
Guide to ERISA Compliance
del.icio.us Tags: Heath Insurance,DOL,Department of labor,ERSIA Compliance,ERISA By Ric Joyner I was conducting research for a client on ERISA reporting, and came across this well done document by the Dept of Labor. This guide will provide you with most reporting requirements, and compliance answers. Enjoy! http://www.dol.gov/ebsa/pdf/rdguide.pdf To get a handy resource for ERISA go [...]
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