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Essential Health Benefits – Still an Elusive Concept

From the KT Health and Welfare Team: The term, “essential health benefits,” is well, essential, to employers and insurers as we approach 2014.  For employers, lifetime and annual limits are prohibited for any benefit that is an “essential health benefit.”  Further, if an employer plan does not offer “minimum essential coverage” the employer will need [...]

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Members in CDH plans are better consumers!

ConsumerDrivenMarketReport UPDATE Members in CDH plans are better consumers and the gap with other members is getting bigger, EBRI finds in its latest analysis. However, 70% of Americans with a high deductible either don’t have an account or have plans that are too skimpy to qualify as HSA-eligible. On a dozen or so metrics CDH members are typically [...]

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House Small Business Hearing To Address the MLR’s Impact on Small Business Owners

NAHU.org The House Small Business Subcommittee on Investigations, Oversight and Regulations has scheduled a hearing for Thursday, December 15 at 10:00 a.m. EST entitled “New Medical Loss Ratios: Increasing Health Care Value or Just Eliminating Jobs?” Witnesses scheduled to testify are: Mitchell West, an insurance broker and owner of HealthChoiceOne in Greenwood Village, Colorado, who [...]

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eflex Education Seminar Series on Defined Contribution: Pre-taxing Non-Group Insurance. Is It Possible?

Technorati Tags: seminar,webinar,webcast,consumer directed plans,consumerism,pre-tax health insurance Yes, No, Maybe? There seems to be several "schemes" available to agents for employers to drop their group health coverage and have employees purchase individual policies and pre-tax the premiums too. But, can it be done? Is it a good move? How should we advise our clients? What [...]

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Insurance Companies Raising Rates (Aka shoot themselves in foot)

Technorati Tags: health insurance companies,health insurance,rates,raising cost,obama Rate hikes on health insurance prompt more criticism from Obama administration By Amy Goldstein Washington Post Staff Writer Thursday, February 18, 2010; 7:27 AM The Obama administration plans to step up its criticism Thursday of health insurers’ recent efforts to raise their rates — an attempt to harness [...]

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Webinar on June 19th Noon Central Standard Regarding “Making your voice heard for Flexible Spending Accounts”

LiveJournal Tags: health care reform,health insurance,flexible spending accounts,FSAs,Obama,barack Obama,taxes,IRS NAPBA Webinar on June 19th at 12.00 pm – 1.00 pm Central Standard Flexible Spending Accounts are targeted as a way to finance health care reform. You listen and read the reports but what can you do about it? Much! This webinar will give you the [...]

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