Technorati Tags: seminar,webinar,webcast,consumer directed plans,consumerism,pre-tax health insurance Yes, No, Maybe? There seems to be several "schemes" available to agents for employers to drop their group health coverage and have employees purchase individual policies and pre-tax the premiums too. But, can it be done? Is it a good move? How should we advise our clients? What [...]
(used with permission 10-13-08) CDHealthWire from Consumer Driven Market Report © October 13, 2008 Technical Opinion A sudden excess of workers with expensive benefits in the U.S. workforce is combining with historic pressure on corporate profits, leading top-tier benefits consultants to predict as much as a 50% increase in CDH account enrollment in 2009. That [...]
By Ric Joyner and B2B participants Can employers use methods to prevent employees and dependents from having double coverage? Let’s use this example. Assume the employer has a group plan. An agent in NAHU is doing some brainstorming with the HR person and the NAHU agent says, “Have you considered asking employees to leave your health [...]
By Ric Joyner, CEBS, GBA, CFCI del.icio.us Tags: HSA,medical expenses,FSA,HRA,Brokers,Employers,Employees I was answering questions regarding HSAs, and many brokers (to my amazement) were telling clients that they COULD NOT pre-tax over-the-counter meds (OTC) because it was not in publication 502!? I took the challenge, and read publication 502 (great poolside read BTW). Note publication 502 [...]
LiveJournal Tags: Doctors,health insurance,health care Washington Post March 18, 2008 Between now and next month, Lou Bruhn, 65, of Fairfax County will have to make an important decision about his medical care: Should he pay $1,500 a year to stick with his primary care physician of three years — a doctor who he says has [...]
BuzzNet Tags: health,Insurance,CDHP,High,Deductible,News By Lydell C. Bridgeford Used with permission 3-13-08 March 13, 2008 By 2009, nearly 55% of U.S. corporations plan on offering a consumer-directed health plan, reports Watson Wyatt and the National Business Group on Health. After surveying 453 companies that employ 8.4 million workers, Watson and NBGH found that 47% of [...]
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